Notices

 

  

Important Notice for Cardholders Re: Credit Card Surcharges

Beginning January 27, 2013, as a result of a settlement to resolve claims brought by a group of U.S. merchants in the multi-district interchange litigation (MDL), merchants in the U.S. and U.S. territorites may add a payment card surcharge, also known as a checkout fee, to certain credit card transactions.

Restrictions

U.S. and U.S. territory merchants must, among other things, limit surcharging to credit card transactions only (no surcharging debit or prepaid card purchases) and limit the amount of the surcharge*. Merchants must also disclose the actual dollar amount of the surcharge on every receipt and disclose the fact that the merchant assesses a surcharge at the point of store entry and at the point of sale. Currently, 10 U.S. states have surcharging restrictions including California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas.

Violations

To report merchants charging excessive payment card surcharges, or surcharging debit and prepaid card transactions, cardholders may visit www.visa.com/checkoutfees and fill out the Report a Merchant Violation form. Cardholders who are assessed surcharges in states where there are laws related to surcharging may want to discuss this with the retailer or report the retailer to their state attorney general's office.

* In cases where the applicable merchant discount rate exceeds 4% of the underlying transaction amount, in no event can the merchant assess a surcharge above 4%.

For FAQs and information about credit cards and debit cards visit www.knowyourcard.org.

 

 

Route 66 Extended Warranty

ARE YOU PREPARED for a mechanical breakdown with your vehicle? Do you have the necessary cash to pay for the rising cost of repairs? If you answered no to either of these questions then a Route 66 Extended Warranty is an intelligent investment to ensure that you are covered if a mechanical breakdown does occur. The price of vehicles is consistently on the rise as well as the costs of repairing them. Did you know that one in three vehicles will experience some type of mechanical failure in a given year?  According to ConsumerReports.com, “the average three year old car has 55 problems per 100 vehicles”.

A Route 66 Extended Warranty not only protects your investment from expensive mechanical breakdowns, but it also comes with a $0 deductible, 24/7/365 Roadside Service, rental car benefits, 30-day money back guarantees, nationwide coverage, and is fully transferable. The Route 66 Extended Warranty is the most comprehensive coverage for all makes and models of automobiles so that you will be able to enjoy your new purchase and have “peace of mind” because even the most reliable vehicle can develop a mechanical problem at any time. 

With the Route 66 Extended Warranty's Open Enrollment you don't have to purchase your warranty at the time of purchase, but at any time during the life of the vehicle. Regardless if your vehicle is still under a manufacturer's warranty, Route 66 Extended Warranty has a plan that will fit your vehicle. DON'T GET STUCK WITH OUT COVERAGE!

 

 
[ Home | Rates | Info Desk | Products & Services | Mortgages | Online Services | Careers | Links | Privacy Policy | Repossessions ]
Privacy Policy Notices, Terms, & Conditions
Browser Requirements
Design & Hosting by D+H SM; Copyright D+H All Rights Reserved.