**Rates are effective as of 08/01/2010**
**All rates are subject to change without notice**
**All rates in Annual Percentage Yield**

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Share Account Type	APY*
Regular Share	0.05%
IRA Share, Christmas or Vacation Club	0.50%
Telco Insured Investment Account (TIIA)
$2500-$9,999.99	0.70%
$10,000.00 and Over	0.85%

* Annual Percentage Yield