**Rates are effective as of 03/01/2012**
**All rates are subject to change without notice**
**All rates in Annual Percentage Yield**

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Share Account Type	APY*
Regular Share	0.03%
IRA Share, Christmas or Vacation Club	0.05%
Telco Insured Investment Account (TIIA)
$2500-$9,999.99	0.05%
$10,000.00 and Over	0.10%

* Annual Percentage Yield